According to current surveys, predictable cash flow is the primary issue for over 80% of small to medium-sized businesses.* A close second is the uncertainty of interest rates and their effect on margins and the cost of financing.
* Small to Medium-sized business (SMBs) is considered a business with under 1,000 employees and under $ Billion in sales
WE CAN HELP
At Working Capital Source, our mission is to understand your business goals and optimize your existing Business Funding Stack. We take a unique approach to funding by minimizing reliance on external financing, enhancing cash flow, and increasing working capital liquidity.
The Difference
Instead of expanding your debt stack, one method, for example, is we focus on boosting both cash flow and Working Capital liquidity through Factoring. This strategy does not add to your company’s debt burden or affect the Balance Sheet.
​How
Factoring provides predictable cash flow, however, it does not replace long-term financing needs for growth initiatives, such as acquisitions, facility expansion or major technology upgrades, but it facilitates making long term financing easier to obtain by strengthening your financial base and providing liquidity and stability. Learn More)
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​More Importantly, this strategy significantly increasing predictable cash flow, without increasing debt, enabling faster, smarter decisions by management.
The Benefits
This strategy boosts your cash flow and working capital liquidity, allows:
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Increasing margins by utilizing supplier discounts.
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Assists in self-funding operating expenses and growth initiatives.
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Undertaking marketing campaigns to stay competitive​​​
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Facilitate short or long term funding to upgrading Technology or facility expansion.
IMPORTANT
Consider a Combination of Tools that will meet you overall objectives.
A well-balanced Funding Stack may include:
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Accounts Receivable
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Convert invoices to cash within one day. with no impact on debt>
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Purchase Order Financing
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​​Free up cash by reducing advanced deposits.
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Often secured by a Letter of Credit by Fund Company allowing larger orders without cash flow concerns.
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The Tools Below Can Be Used Individually or in Combination ​
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Access to cash when needed​
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Term Lines of Credit
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Revolving Lines of Credit
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Merchant Cash Advance (MCA)​​​
For longer-term projects
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Asset-Based Term Loan
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Credit-Based Term Loans
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SBA Loans
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Equipment Leasing with ownership
Which strategy is the best to meet your objectives?​​
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External Financing
Short or Longer Term Loan,
Line of Credit
Revolving Line of Credit
Utilizing Idle Internal Cash
Factoring / Financing?
Or a combination of external and internal?
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> How does A/R Factoring and P/O Financing work?
> Is it difficult to combine other long or short term financing?
> How can P/O & A/Rs be used together to increase cash flow?
> Can PO or A/R be use in conjunction with existing debt?
> Can a Start-up company unilitz PO financing?
> Are there credit requirements for the Supplier & Buyer?
> How soon and how much funding can I get?
> What are the terms and rates?
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GET ANSWERS FOR YOUR QUESTIONS & DISCUSS
STRATEGY OPTIONS TO MAXIMIZE
FLEXIBILITY AND CASH FLOW
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There is no obligation or cost for our collaboration.
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Or call me direct at (253) 374 4331
